How It Works

Complete an online application after you have calculated your loan requirements, which will give your our interest rates, fees and total repayments.

Step One:

Choose Your Loan

Step Two:

Tell Us About Yourself

Step Three:

Receive Your Loan Payment

Step 1:

Choose Your Loan

Move the sliders on our homepage and decide how much cash you want to borrow and when to repay it. You can see the total cost, including interest, of your loan in real-time. Once your loan has been approved, funds are paid directly into your bank account.

You can apply for a loan online 24 hours a day, 7 days a week. Borrow between R 100 to R 4 000. Payment is made with in 72 hours of the loan has been approved.

Step 2:

Tell Us About Yourself

After you have calculate your loan by using our slider on our home page, simply complete our quick and easy online application form.  The rest of the process is fast and easy.

You’ll need to provide us with your bank details, contact details, physical address and postal address along with your employer details and a breakdown of your income and expenses.

Step 3:

Receive Your Loan Payment

We always verify your income prior to approving a loan. We will conduct financial checks to ensure that all details are accurate and correct. Once approved,  you will received a loan agreement that needs to be signed and send back. When received  of all document all loan payments are made directly into the bank account that your salary is paid into.

Non-Repayment

Any non-repayments will result in a R 150 collection and service fee and 10 % interest charge added every month. Should you fail to make payments for two months, your account will be transferred to an external debt collection company. This will affect your credit rating and could decrease your chances of getting credit from external providers in the future.

Compliance and Privacy

We are fully accredited with the National Credit Regulator. We make sure that our services are 100% compliant and active. This gives our clients complete assurance and confidence in our process as a short-term and payday loan provider.

All information gathered on our website is treated with the strictest of confidentiality. We do not sell, trade or otherwise transfer your personally identifiable information to third-parties. The only time we may release your information is to appropriately comply with the law or to protect our rights, or the rights and safety of others. No information will ever be made visible to other parties for marketing, advertising or other uses.